Travel Today, Indulge Tomorrow, or Enter the Draw! Switch Your Rewards, Your Way.

- Unlock up to 50,000 accelerated Joy Points every month with the freedom to switch between Travel and Lifestyle rewards.

OR

- Feeling lucky? Switch to the grand prize of AED 250,000 Draw every six months!

Switch

From WIN to JOY — Travel to Lifestyle. Choose. Switch. Enjoy.

Swipe

Swipe and Spend where it matters between Lifestyle and Travel Anytime.

Earn

Spend and Earn Up to 50,000 accelerated Joy Points with your Deem Card.

Redeem

Explore your card benefits, track your points and redeem your rewards, your way via the Deem Mobile App.

Other benefits
VOX Cinemas

Buy 1 Get 1 movie ticket offer at VOX Cinemas is now available for all Deem Mastercard holders. Click here to know more.

Talabat

Enjoy 20% off grocery or food orders (capped at AED 14) up to twice a month with your Deem Mastercard on the Talabat app. Click here to know more.

Free for first year

Smile more when you spend with your Deem Titanium card. That's because it is free for the first year and you save AED 200 on annual membership fee. Click here to know more.

Supplementary Credit Cards

Extend the suite of Deem benefits and privileges to your loved ones with Deem Supplementary Cards. Avail multiple supplementary cards at no cost. To apply just call our customer care. Click here for terms.

10% off your car rental

Find the best rental prices on luxury, economy and family rental cars with FREE amendments in many locations worldwide. Click here to know more.

Up to 10% back on hotel bookings

Big savings on hotels in 120000 destinations worldwide. Browse hotel reviews and find the best guaranteed price on hotels for all budgets at booking.com. Click here to know more.

Airport lounge access

It's the perfect start to your journey. Step into 10+ lounges in the Middle East and the Levant and relax before your flight with special access. Click here to know more.

Up to 20% on Avis car rentals worldwide

When you're looking for a car rental anywhere in the world, you can turn to Avis and enjoy a 20% discount across Europe, the Middle East, Africa, Asia, the United States, and Canada. It's one of the most established car rental brands in the world. Click here to know more.

Deem Double Secure

Deem Double Secure Protects your credit card outstanding in the unfortunate event of death or critical illness and extends an equal amount to you or your nominee. It also covers up to 10% of you credit card outstanding for nine months in the event of involuntary job loss .Kindly contact 600-525550 or click here to know more.

You won't have to squint to read our Terms and Conditions.
I am enrolled in Deem Weekly Draw's Win Program of AED 100,000, what will happen to my entries?

Effective 1 of May 2025, all the Deem cardholder enrolled in Deem Weekly Draw of AED 100,000 will be auto enrolled to the new WIN Program.

Customer will be able to see the WIN Entries in the Deem Mobile App. The draw will be changed from monthly to bi-annually and customers will be able to get an entry into this draw with a spend of AED 100.

What is Deem’s New Loyalty Program?

Deem Finance Joy-Win Credit Card Program allows cardholders to earn guaranteed Rewards on lifestyle and travel spends or get an entry into the draw of AED 250,000 with a spend of AED 100.

WIN Program: customer gets entries in the draw of AED 250,000 every 6 months.

JOY Program: customer can earn up to 100,000 Joy Points that can be redeemed as a payment to the card outstanding, or used for multiple options like Miles transfers, gift vouchers, instant purchases, flights, hotels & much more.

How can I select the Joy or WIN Program for my credit card?

Cardholders can log in to the Deem Mobile App and select the program they prefer (Joy or WIN) and accordingly they will be enrolled for the program for the calendar month. The selection is allowed up to a maximum of 2 times in the month.

What are the benefits of the WIN Program?

The WIN Program allows customers to earn entries into a biannual AED 250,000 prize draw.

For every AED 100 spent on retail purchases, one entry is awarded. Additional entries are earned for every subsequent AED 100 spent — the more you spend, the better your chances to win.

Wish to apply?
Hi, my name is
Ahmed

and I need a
Titanium Mastercard card
My name is e.g. John
and I'd need a Titanium Mastercard card