Shop smart with Deem Credit Cards.

Enjoy the freedom to convert your transactions into easy and affordable monthly instalments.

Spend AED 250 or more with your Deem Credit Card and repay in easy instalments over a tenure of your choice ranging from 3 to 48 months, at affordable interest rates.

To apply just call our customer care at 600-525550.


Amazon
EPP on spend of AED 1,000 or more
  • Tenure of your choice from 3, 6 or 12 months
  • 0% interest rate & up to 3% processing fee
  • No documents needed
  • No application form needed
How to apply?

Pay using your Deem Credit Card on Amazon.ae and select the east payment plan before paying to convert the purchase transaction into a 0% instalment plan. You can also call us on at 600-525550 to convert the purchase transaction into a 0% instalment plan. 3 Months – 1% Processing Fees; 6 Months – 2% Processing Fees; 12 Months – 3% Processing Fees.

Emax
EPP on spend of AED 1,000 or more
  • Tenure of your choice from 3, 6 or 12 months
  • 0% interest rate & up to 3% processing fee
  • No documents needed
  • No application form needed
How to apply?

Pay using your Deem Credit Card at Emax Stores and call us at 600-525550 to convert the purchase transaction into a 0% instalment plan. 3 Months – 1% Processing Fees; 6 Months – 2% Processing Fees; 12 Months – 3% Processing Fees

Jumbo
EPP on spend of AED 1,000 or more
  • Tenure of your choice from 3, 6 or 12 months
  • 0% interest rate & up to 3% processing fee
  • No documents needed
  • No application form needed
How to apply?

Pay using your Deem Credit Card at Jumbo stores and call us at 600-525550 to convert the purchase transaction into a 0% instalment plan.

Danube Home
EPP on spend of AED 1,000 or more
  • Tenure of your choice from 3,6 or 12 months
  • 0% interest rate & 0% processing fee
  • No documents needed
  • No application form needed
How to Apply?

Pay using your Deem Credit Card at Danube Home stores on online store and call us at 600-525550 to convert the purchase transaction into a 0% instalment plan.

Finasi Furniture
EPP on spend of AED 1,000 or more
  • Tenure of your choice from 3, 6 or 12 months
  • 0% interest rate & up to 3% processing fee
  • No documents needed
  • No application form needed
How to apply?

Pay using your Deem Credit Card at Finasi and call us at 600-525550 to convert the purchase transaction into a 0% instalment plan. 3 Months – 1% Processing Fees; 6 Months – 2% Processing Fees; 12 Months – 3% Processing Fees

Home Centre
EPP on spend of AED 1,000 or more
  • Tenure of your choice from 3, 6 or 12 months
  • 0% interest rate & 0% processing fee
  • No documents needed
  • No application form needed
How to apply?

Pay using your Deem Credit Card at any Home Centre stores and call us on 600-525550 to convert the purchase transaction into a 0% instalment plan.

Joyalukkas
EPP on spend of AED 1,000 or more
  • Tenure of your choice from 3 or 6 months
  • 0% interest rate & 0% processing fee
  • No documents needed
  • No application form needed
How to Apply?

Pay using your Deem Credit Card at any Joyalukkas store and call us on 600-525550 to convert the purchase transaction into a 0% instalment plan. Not applicable on online purchases. Not valid on Gold coin and Gold bar purchases.

Navrang Jewellers
EPP on spend of AED 1,000 or more
  • Tenure of your choice from 3 or 6 months
  • 0% interest rate & up to 2% processing fee
  • No documents needed
  • No application form needed
how to apply?

Pay using your Deem Credit Card at any Navrang store and call us on 600-525550 to convert the purchase transaction into a 0% instalment plan. 3 months – 1% Processing Fees; 6 months – 2% Processing Fees;

Kalyan Jewellers
EPP on spend of AED 1,000 or more
  • Tenure of your choice from 3, 6 or 12 months
  • 0% interest rate & 0% processing fee
  • No documents needed
  • No application form needed
how to apply?

Pay using your Deem Credit Card at any Kalyan Jewellers and call us on 600-525550 to convert the purchase transaction into a 0% instalment plan for 3, 6 or 12 months tenors

Dusoul by Dhamani
EPP on spend of AED 1,000 or more
  • Tenure of your choice from 3, 6 or 12 months
  • 0% interest rate & up to 3% processing fee
  • No documents needed
  • No application form needed
how to apply?

Pay using your Deem Credit Card at any Dusoul store and call us on 600-525550 to convert the purchase transaction into a 0% instalment plan. 3 months – 1% Processing Fees; 6 months – 2% Processing Fees; 12 months – 3% Processing Fees;

Liali Jewellery
EPP on spend of AED 1,000 or more
  • Tenure of your choice from 3, 6 or 12 months
  • 0% interest rate & up to 3% processing fee
  • No documents needed
  • No application form needed
how to apply?

Pay using your Deem Credit Card at any Liali store and call us on 600-525550 to convert the purchase transaction into a 0% instalment plan. 3 months – 1% Processing Fees; 6 months – 2% Processing Fees; 12 months – 3% Processing Fees;

Malabar Gold & Diamonds
EPP on spend of AED 1,000 or more
  • Tenure of your choice from 3, 6 or 12 months
  • 0% interest rate & up to 3% processing fee
  • No documents needed
  • No application form needed
how to apply?

Pay using your Deem Credit Card at any Malabar Gold & Diamonds store and call us on 600-525550 to convert the purchase transaction into a 0% instalment plan. 3 months – 1% Processing Fees; 6 months – 2% Processing Fees; 12 months – 3% Processing Fees;

Lulu
EPP on spend of AED 1,000 or more
  • Tenure of your choice from 3, 6 or 12 months
  • 0% interest rate & up to 3% processing fee
  • No documents needed
  • No application form needed
How to Apply?

Pay using your Deem Credit Card at Lulu and call us at 600-525550 to convert the purchase transaction into a 0% instalment plan. 3 Months – 1% Processing Fees; 6 Months – 2% Processing Fees; 12 Months – 3% Processing Fees.

Carrefour
EPP on spend of AED 500 or more
  • Tenure of your choice from 3, 6 or 12 months
  • 0% interest rate & up to AED 100 processing fee
  • No documents needed
  • No application form needed
How to Apply?

Pay using your Deem Credit Card at Carrefour and call us at 600-525550 to convert the purchase transaction into a 0% instalment plan. 3 Months – AED 25 one-time Processing Fees; 6 Months – AED 50 one-time Processing Fees; 12 Months – AED 100 one-time Processing Fees.

Cleartrip
EPP on spend of AED 1,000 or more
  • Fixed tenure of 3 months
  • 0% interest rate & 0% processing fee
  • No documents needed
  • No application form needed
How to Apply?

Pay using your Deem Credit Card at cleartrip.ae and call us at 600-525550 to convert the purchase transaction into a 0% instalment plan.

SPC Free Zone
EPP on spend of AED 1,000 or more
  • Tenure of your choice from 3, 6 or 12 months
  • 0% interest rate & up to 6% processing fee
  • No documents needed
  • No application form needed
HOW TO APPLY?

Pay using your Deem Credit Card at SPC Free Zone (Business Setup) and call us at 600-525550 to convert the purchase transaction into a 0% instalment plan. 3 Months – 2% Processing Fees; 6 Months – 3% Processing Fees; 12 Months – 6% Processing Fees

Hamdan Bin Mohammed Smart University (HBMSU)
EPP on spend of AED 1,000 or more
  • Tenure of your choice from 3, 6 or 12 months
  • 0% interest rate & up to 3% processing fee
  • No documents needed
  • No application form needed
How to Apply?

Pay you fees using your Deem Credit Card at HBMSU and call us on 600-525550 to convert the purchase transaction into a 0% instalment plan. 3 Months – 1% Processing Fees; 6 Months – 2% Processing Fees; 12 Months – 3% Processing Fees

Yas Takaful
EPP on spend of AED 1,000 or more
  • Tenure of your choice from 3, 6 or 12 months
  • 0% interest rate & up to 3% processing fee
  • No documents needed
  • No application form needed
How to Apply?

Pay using your Deem Credit Card at Yas Takaful and call us at 600-525550 to convert the purchase transaction into a 0% instalment plan. 3 Months – 1% Processing Fees; 6 Months – 2% Processing Fees; 12 Months – 3% Processing Fees

You won't have to squint to read our Terms and Conditions
How to make sure if my transaction is eligible for EPP?

If the transaction amount is more than AED 1,000, you are eligible for Kalyan, Cleartrip, Emax, Home Centre & Amazon EPP. Please make sure your request for EPP is submitted at least 5 business days before the payment due date. Deem Transaction EPP eligibility is subject to approval for retail transactions more than AED 1,000.

Deem Transaction EPP - Terms & FAQs

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